Aon Client Treaty Expands to 35% Co-insurance for 2027

(NYSE:AON) Aon plc announced the successful renewal of the Aon Client Treaty (ACT). From 1 January 2027, the ACT facility will enable 35% co-insurance on eligible business placed through Aon's Global Broking Centre and on facultative reinsurance placed by Aon's Reinsurance Solutions, an increase from the previous 28.5%. The ACT Client Dividend of 1.5% will apply to the larger 35% share, where permitted by local law and regulation and subject to eligibility. The facility is led by QBE and backed by Lloyd's syndicates. Lloyd's is rated AA- by S&P and A+ by AM Best. Clients who use ACT access its capacity on the same terms and pricing as the lead placement and may also be eligible for the dividend. Use of ACT is subject to client agreement, and Aon manages placements in line with its conflicts of interest framework. The expansion for 2027 is particularly significant for facultative reinsurance, which ACT has supported since late 2025. Since its launch in 2016, ACT has placed more than $5 billion in gross written premium. ACT is offered alongside Aon Digital Placement Exchange, Aon Broker Copilot, and Aon Claims Copilot, reflecting Aon's continued investment in broking innovation. These capabilities are designed to streamline placement and claims and enhance the client experience. Joe Peiser, CEO, Risk Capital, Aon, stated that increasing ACT to 35% gives clients greater efficiency and confidence when placing their risks. Helene Madell, CEO, Global Broking Centre, Aon, commented that facultative reinsurance has quickly become one of the facility's most important areas of growth and that moving to 35% allows Aon to build on that momentum for clients.

(NYSE:AON) Aon plc announced the successful renewal of the Aon Client Treaty (ACT). Effective 1 January 2027, the ACT facility will enable 35% co-insurance on eligible business placed through Aon's Global Broking Centre and on facultative reinsurance placed by Aon's Reinsurance Solutions, an increase from the previous 28.5%. The ACT Client Dividend of 1.5% will apply to the larger 35% share, where permitted by local law and regulation and subject to eligibility. The facility is led by QBE and backed by Lloyd's syndicates. Lloyd's is rated AA- by S&P and A+ by AM Best. Clients who use ACT access its capacity on the same terms and pricing as the lead placement and may also be eligible for the dividend. Use of ACT is subject to client agreement, and Aon manages placements in line with its conflicts of interest framework. The expansion for 2027 is particularly significant for facultative reinsurance, which ACT has supported since late 2025. Since its launch in 2016, ACT has placed more than $5 billion in gross written premium. ACT is offered alongside Aon Digital Placement Exchange, Aon Broker Copilot, and Aon Claims Copilot, reflecting Aon's continued investment in broking innovation. These capabilities are designed to streamline placement and claims and enhance the client experience. Joe Peiser, CEO, Risk Capital, Aon, stated that increasing ACT to 35% gives clients greater efficiency and confidence when placing their risks. Helene Madell, CEO, Global Broking Centre, Aon, commented that facultative reinsurance has quickly become one of the facility's most important areas of growth and that moving to 35% allows Aon to build on that momentum for clients.

Aon Reports Third-Quarter 2026 Results

(NYSE:AON) Aon plc reported results for the three months ended September 30, 2026, highlighting 3% total revenue growth to $4,101 million and 6% organic revenue growth compared to the prior-year period. For the first nine months of 2026, total revenue was $13,381 million, up 4% from $12,881 million in 2025. Operating income for the third quarter was $809 million, a 1% decrease from $816 million in the prior-year period, while adjusted operating income rose 5% to $1,106 million. Operating margin for the quarter was 19.7%, down from 20.4%, and adjusted operating margin increased to 27.0% from 26.3%. Diluted EPS for the third quarter was $2.23, up 6% from $2.11, and adjusted EPS was $3.36, up 10% from $3.05. For the first nine months, diluted EPS was $10.46, up from $9.21, and adjusted EPS was $13.66, up from $12.22. Cash provided by operations in the third quarter was $1,191 million, up from $1,148 million, and free cash flow was $1,097 million, up from $1,079 million. For the first nine months, cash provided by operations was $2,177 million, up from $2,084 million, and free cash flow was $1,943 million, up from $1,895 million. Risk Capital revenue in the third quarter increased $157 million, or 6%, to $2.7 billion, while Human Capital revenue decreased $54 million, or 4%, to $1.4 billion. Risk Capital operating expenses increased $134 million, or 7%, and Human Capital operating expenses decreased $68 million, or 6%. The company reported a $0.02 favorable impact on both diluted EPS and adjusted EPS from foreign currency translation in the third quarter. The effective tax rate for the third quarter was 20.6%, compared to 21.3% in the prior-year period, and the adjusted effective tax rate was 20.2%, compared to 19.2%. Weighted average diluted shares outstanding decreased to 213.0 million from 216.7 million. No shares were repurchased in the third quarter, and as of September 30, 2026, $7.7 billion remained authorized under the share repurchase program. Compensation and benefits expense increased $16 million, or 1%, to $2,275 million. Information technology expense increased $16 million, or 11%, to $156 million. Premises expense decreased $2 million, or 2%, to $83 million. Depreciation of fixed assets increased $2 million, or 4%, to $49 million. Amortization and impairment of intangible assets decreased $18 million, or 9%, to $175 million. Other general expense increased $36 million, or 8%, to $461 million. Accelerating Aon United Program expenses increased $61 million, or 191%, to $93 million. Interest income increased $24 million, and other expense was $15 million compared to $13 million in the prior-year period. Net income attributable to Aon shareholders increased 4% to $476 million, and adjusted net income increased 8% to $715 million. The company expects the USI Acquisition to close in the fourth quarter of 2026 and will prioritize debt repayment with a path towards deleveraging to a 2.8x-3.0x objective in approximately 24 months. If currency remains stable, the company expects a de minimis impact on adjusted EPS in the fourth quarter and a favorable impact of approximately $0.42 per share for the full year 2026. Organic revenue growth in Commercial Risk Solutions and Reinsurance Solutions was 7%, Health Solutions was 6%, and Wealth Solutions was 4%. The company continues to invest in AI-enabled analytics, innovative capabilities, and capital solutions.

Aon and the European Bank for Reconstruction and Development expand war risk insurance facility for Ukraine

(NYSE:AON) Aon plc and the European Bank for Reconstruction and Development (EBRD) announced the expansion of the Ukraine Recovery and Reconstruction Guarantee Facility (URGF), increasing the guarantee scheme from €110 million to €150 million to provide additional reinsurance capacity for international reinsurers and Ukrainian insurance companies to cover war-related risks in Ukraine. The URGF has resulted in more than €500 million of reinsurance coverage for goods and vehicles across nearly 10,000 policies to date. The facility is managed by Aon, with the EBRD providing global reinsurer MS Amlin with a guarantee covering losses on war-related risks underwritten by participating Ukrainian insurers. Premiums generated by these policies have exceeded claims reported to date, and MS Amlin has not called on the EBRD guarantee. UNIVERSALNA (Fairfax Financial Group, Canada) and USG (Vienna Insurance Group) have joined previously announced Ukrainian insurance companies INGO, Colonnade, and UNIQA in the program. The scope of the facility has expanded to include transportation and storage of gas-related assets and now covers inventory goods in temporary storage in warehouses, in addition to inland cargo, motor vehicle damage, and railway rolling stock. The facility is backed by France, the United Kingdom, Norway, Switzerland, and the TaiwanBusiness–EBRD Technical Cooperation Fund, with additional capacity supported by donor coverage from the European Union under its Ukraine Investment Framework (UIF). Odile Renaud-Basso, President of the EBRD, stated that the URGF is a critical tool for helping businesses in Ukraine manage risk and continue operating during the war. Greg Case, President and CEO of Aon, highlighted that the facility has already led to more than €500 million of reinsurance coverage and will now protect more businesses. Martin Burke, Chief Underwriting Officer of MS Amlin, emphasized that expanding the facility will allow local insurers to meet more demand and provide cover across a broader range of commercial risks. Oleksiy Muzychko, CEO of UNIVERSALNA, noted that joining the program will increase their capacity to provide war risk coverage, especially for the agricultural sector. Pavlo Nelga, CEO of USG, expressed gratitude for the support and commitment to rebuilding Ukraine. Aon has coordinated more than $500 million in public and private capital to reinforce Ukraine's economy, enable foreign investment, and prepare for reconstruction. Over the last three years, Aon announced a $350 million insurance program with the DFC to build insurance capacity and accelerate new capital investment and economic recovery in Ukraine, called on the (re)insurance industry to remove blanket exclusions for risks originating in Ukraine, Russia, and Belarus, and organized a €110 million ($115 million) insurance facility in collaboration with the EBRD. Aon also launched a Ukraine Early Careers Program to hire displaced Ukrainians in Aon offices.

Aon Announces Quarterly Cash Dividend

(NYSE:AON) Aon plc announced that its Board of Directors has declared a quarterly cash dividend of $0.820 per share on Aon's outstanding Class A Ordinary Shares. The dividend will be payable on November 13, 2026. The record date for this dividend is November 1, 2026. This dividend applies to all holders of Aon's outstanding Class A Ordinary Shares as of the record date. The announcement was made by Aon plc through an official press release. The company specified the exact amount of the dividend per share. The payment date and record date were both disclosed in the announcement. The dividend is described as a quarterly cash dividend. The announcement was authorized by the Board of Directors of Aon plc.

Aon Launches Power Lifecycle Program to Support Conventional Gas Power Projects Powering Digital Infrastructure Growth

(NYSE:AON) Aon plc announced the launch of its Power Lifecycle Program (PLP), an integrated insurance solution designed to support conventional gas power projects from construction through testing, commissioning, and into operations. The PLP offers up to $2.5 billion in Erection All Risks and Delay in Startup coverage per project for the construction, testing, and commissioning periods. It also provides up to $2.5 billion in Operational Property Damage and Business Interruption coverage per project for the immediate operational period. Additionally, the program includes up to $100 million of Construction and Operational Third-Party Liability coverage per project, excluding U.S. projects. Clients have the option to receive a tailored risk advisory assessment covering natural catastrophe, climate, cyber, casualty, supply chain, and business interruption risks. Risk Engineering and Casualty consulting services are available as part of the program. The PLP is underpinned by a lead panel of London-based carriers, with additional capacity from key local and global markets. The program is available to power infrastructure developers, private equity firms funding power project developments, contractors controlling construction cover, and power infrastructure owners for both grid-connected standalone conventional gas power projects and dedicated projects supporting data centers. The launch of PLP comes as data center expansion drives significant investment in conventional power generation capacity. The PLP builds on Aon's established position supporting digital infrastructure clients through its Data Center Lifecycle Insurance Program, which expanded to $5 billion in capacity in July 2026. Joe Peiser, CEO of Risk Capital at Aon, stated that the PLP provides a coordinated insurance solution from construction through operation, helping clients manage project, operational, and infrastructure risk holistically. The lifecycle model aims to improve continuity of cover, reduce coverage gaps, enhance capital efficiency, and provide greater confidence for developers, owners, lenders, and investors. The PLP reflects Aon's lifecycle approach to helping clients build, operate, and scale critical infrastructure with greater confidence.

Aon Announces Doug Hammond as Global Executive Chairman of Middle Market and Leadership Appointments for the North America Middle Market Segment

(NYSE: AON) Aon plc announced that Doug Hammond will transition from CEO of NFP to Global Executive Chairman of Aon's middle market segment, including NFP, effective immediately. Mike Schneider has been appointed CEO, Middle Market, North America, Aon and NFP, effective immediately, reporting to Anne Corona. Ethan Foxman has been appointed President, Middle Market, North America, Aon and NFP, effective immediately, reporting to Schneider. Mike James has been appointed Chief Growth Officer, Middle Market, North America, Aon and NFP, effective immediately, reporting to Corona. Mike Goldman and Ed O'Malley have been appointed Vice Chairmen, NFP, effective immediately. Matt Pawley, Managing Director of NFP for the UK and Ireland, will now report to Doug Hammond. Aon provides clients in over 120 countries with risk and people solutions.

Aon Reports Second-Quarter 2026 Results

(NYSE: AON) Aon plc reported results for the three months ended June 30, 2026, delivering 2% total revenue growth to $4,246 million and 5% organic revenue growth, with operating margin expansion to 21.5%. The company returned $775 million to shareholders during the quarter through $600 million of share repurchases and $175 million of dividends, exceeding its full-year objective of at least $1 billion. Operating income increased 7% to $915 million, while adjusted operating income rose 5% to $1,227 million. Diluted EPS decreased 3% to $2.58, but adjusted EPS increased 9% to $3.81. Free cash flow for the quarter was $483 million, down 34% from the prior year, while year-to-date free cash flow increased 4% to $846 million. The company reaffirmed 2026 guidance of mid-single-digit or greater organic revenue growth, 70-80 basis points of adjusted operating margin expansion, strong adjusted EPS growth, and double-digit free cash flow growth.

Aon expands Data Center Lifecycle Insurance Program to $5 billion with Reliable by Design Approach to Digital Infrastructure

(NYSE: AON) Aon plc announced the next evolution of its proprietary Data Center Lifecycle Insurance Program (DCLP), expanding program capacity to $5 billion and broadening integrated risk solutions for digital infrastructure assets. The enhanced DCLP now provides up to $5 billion in Construction All Risks (CAR), Delay in Start-Up (DSU), and Property Damage and Business Interruption coverage, backed by a panel of A-rated insurers from Lloyd's and company markets. Expanded liability, cyber, and project cargo capabilities include up to $200 million in third-party liability (outside the U.S.), $100 million within the U.S., $400 million in Cyber and Technology Errors and Omissions, and $500 million in project cargo coverage. The program also offers up to $1 billion of terrorism capacity through existing Aon facilities. Expanded lifecycle risk, resilience, and advisory capabilities are provided through Aon Global Risk Consulting, including climate risk advisory, environmental risk solutions, Owners Protective Professional Indemnity, security risk consulting, risk engineering, and operational resilience expertise. The expansion comes as investment in artificial intelligence, cloud computing, and hyperscale data centers accelerates, increasing demand for insurance solutions for larger, more complex, and more capital-intensive projects. The program builds on previous enhancements that increased DCLP capacity to $3.5 billion and expanded support for operational data centers.

(NYSE:AON) Aon plc announced that the Board of Directors has declared a quarterly cash dividend of $0.820 per share on Aon's outstanding Class A Ordinary Shares. The dividend is payable August 14, 2026 to shareholders of record on August 3, 2026. Aon plc provides clients in over 120 countries with globally integrated Risk Capital and Human Capital expertise.

Aon to modernize how brokers access capital and syndicate risk with new Digital Placement Exchange (Aon DPX) trading platform

Aon plc (NYSE: AON) announced plans to launch Aon Digital Placement Exchange (Aon DPX), a new digital trading platform designed to modernize how brokers access capital and syndicate risk. The platform is scheduled to go live for U.S. Property risks in the second half of 2026, with more than a dozen leading insurers expected to participate at launch. Aon DPX will integrate with Aon Broker Copilot and is part of Aon's $1 billion investment in integrated data, analytics, and technology capabilities. The initiative aims to deliver more predictable outcomes for brokers and clients and improve efficiency in the placement lifecycle.

Aon Expands Aon Claims Copilot Globally, Strengthening Data and Analytics Capabilities Across Commercial Risk

Aon plc (NYSE: AON) announced the global expansion of its Aon Claims Copilot platform, following a successful pilot in November 2025. The rollout now covers North America, Asia Pacific, and several EMEA countries, integrating advanced claims data visibility and analytics into a single platform. The platform is used by Aon's 1,800 Claims professionals operating in more than 50 countries and supports over 20 product lines. Aon will continue to expand Claims Copilot into additional EMEA and Latin American markets in the coming months. This expansion demonstrates Aon's ongoing investment in technology and innovation to improve client outcomes and risk management.

Aon Reports First-Quarter 2026 Results

Aon plc (NYSE: AON) reported strong results for the first quarter ended March 31, 2026, with total revenue increasing 6% to $5.0 billion and organic revenue growth of 5%. Diluted EPS rose 27% to $5.63, while adjusted EPS increased 14% to $6.48. The company returned $662 million of capital to shareholders through dividends and share repurchases during the quarter and announced a 10% increase to the quarterly dividend. Aon reaffirmed its 2026 guidance, including mid-single-digit or greater organic revenue growth and double-digit free cash flow growth. The company highlighted strong performance in North America and continued execution of its Aon United strategy.